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Taiwan: Shin Kong Insurance Announces Increase in Coverage for "Overseas Sudden Illness Outpatient and Emergency Treatment" to Five Times the Original

Commonground

Senior Moderator
Translated, emphasis is mine
2/25/26

With the rising risks of global influenza and emerging infectious diseases, coupled with high overseas medical costs, "sudden illness" has become a crucial aspect of travel protection. To strengthen coverage gaps, Shin Kong Insurance announced an increase in its travel accident insurance coverage for overseas outpatient and emergency treatment to five times the original inpatient medical coverage, enhancing the medical protection capabilities of Taiwanese citizens traveling abroad.

Data from the Centers for Disease Control (CDC) shows that global influenza activity is currently high, with an upward trend in Japan and South Korea, and Hong Kong and mainland China also experiencing relatively high or moderate epidemic levels. The CDC has also announced that "Nipah virus infection" will be listed as a Category 5 notifiable infectious disease. Faced with the ever-changing risks of viruses and abnormal weather, insurance planning for Taiwanese citizens traveling abroad has become an indispensable protective net.

Travel with peace of mind during the 228 holiday. Don't neglect travel epidemic prevention and insurance protection. Families traveling together are most worried about family members falling ill, as overseas medical costs are high. Many people have complained, "A single emergency room visit can cost more than the airfare!" To alleviate the burden on travelers, Shin Kong Insurance announced that starting February 25, 2026, it has comprehensively increased the coverage amount for outpatient and emergency room visits under its Travel Insurance's "Overseas Sudden Illness Medical Treatment" program. The coverage has been upgraded from 1% to 5% of the inpatient medical coverage, with a maximum coverage of NT$125,000, making overseas medical treatment less stressful for travelers.

Shin Kong Insurance also announced the launch of its HORSE 2.0 program, creating a multi-layered protection network. The program integrates Travel Insurance and Inconvenience Insurance on the "Shin Kong Help Me Protect (www.sk858.com.tw)" online insurance platform, providing comprehensive protection and offering a 24/7 online application platform. Travelers can complete the application process even an hour before departure to immediately enjoy coverage.​

https://www.ctee.com.tw/news/20260225700861-430305
 
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